Home Buying Infographic

The Decision

Buying a home is a big step in your life. Finding the right home and the right mortgage to suit your needs can be complex. Where do you start?

Pre-qualification

We review your situation, ask for necessary information, check your credit rating and determine the mortgage and payment amount that you can afford.

Coming Up with
the Down Payment

We discuss your down payment options; explain what you can use for a down payment and how to use government programs.

Choosing your Mortgage

We discuss fixed versus variable rate, review your long and short-term goals, and help determine the best possible mortgage option for you.

Shopping for your Home

Now it is time to shop for your new home. We will help you narrow down your search options and weed out properties that might look good on paper but do not fit the bill long term.

Making an Offer

Now that you have found a home that meets your needs, the next step is to make an Offer to Purchase. A professional relator will help you to place an offer and negotiate a good price.

Getting Approval

Once you have finalized an offer on a new home, we can then receive a final mortgage approval, waive remaining conditions and forward all documents to the lawyer.

Closing Day

On closing, you will need to provide your lawyer with a certified cheque to them “In trust” to cover the down payment, as well as the other closing costs.

Move into
Your New Home!

Finally, you are now a happy homeowner.

Tell Friends About Us

We base our business on referrals from our happy customers. Please share your experience with friends and family and we will be happy to assist them in home buying process.

Service

For any other home mortgage advice or requests feel free to contact us at any time, we will be happy to assist you.

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