At Mortgage Intelligence we are a team of professional mortgage brokers striving to ensure that our clients receive the best mortgage rates and terms across the board. Through our vast network of diverse mortgage lenders, we are able to find the best, highly customized mortgage for your particular case.
Each of our mortgage lenders has specific requirements of mortgage volumes in order to offer you the lowest mortgage rates on the market. Essentially, this allows you to get the same discounts as a mortgage broker’s team. Our large volumes allow us to secure strong relationships with the leaders in the industry – MCAP, Street Capital, B2B bank, First National, Merix, TD, Scotia Bank, and many others. Offering preferred rates from the most mortgage lenders is our way to ensure the best Ontario mortgage rates for our clients.
Mortgage choice – monoline lenders
Finding a perfect mortgage that fits your life is like finding the perfect home. It’s an important decision that requires a lot of shopping around. That’s where we come in. With access to over 50 of Canada’s leading lenders, we are a one stop shop. We work with major banks, credit unions, and national, regional and private lenders. One specific lender type that we work with is called a “monoline” lender, which focuses just on mortgages and doesn’t take deposits. They don’t have other products to cross-sell, which differentiates them from a bank or credit union. They are an important part of the mortgage market because their mortgage products and low pricing improve consumer choice and ensure that our banks remain competitive. Most monoline mortgages are only available through mortgage brokers, which is one of the reasons so many Canadians are turning to mortgage brokers for their purchases, refinances and renewals.
We are able to compete with large banks and other brokerages because we are a mortgage lender as well with a unique mortgage product – Partners Mortgage. We have access to the product that others simply do not.
If you do not meet regular lenders guidelines, we work with credit unions, trust companies, and insurance companies that offer mortgage to clients with specific needs and requirements. The slightly higher mortgage rate will allow us to finance deals that others are not able to.
Lastly, if you can’t meet the requirements of our B lenders, we have a large pool of private money available to our clients. We are proud to maintain a strong relationship with our private lenders, allowing for the most competitive private mortgage rates in the industry.
We believe in taking on the challenge of unique cases, viewing them as an opportunity. Don’t limit your options through singular approach. By collaborating up with Home&Mortgage Advice Team you are connecting with the widest network of mortgage lenders in the industry, who will be in your corner to help you achieve the best outcome.
Contact us today to receive a personalized mortgage consultation from one of our dedicated mortgage specialists. 1-905-691-6706